传统的爱尔兰共和军(a traditional ira)和roth个人退休账户是指在传统的个人退休账户中，存入账户的任何收入通常都是免税的，以确保个人符合某些标准。然而，投入罗斯个人退休账户的收入并不是免税的。然而，在退出期间，这些因素是相反的。任何从传统个人退休账户中提取的钱都是应纳税的，而从罗斯个人退休账户中提取的钱通常是免税的。(a roth ira.is that in a traditional ira, any income put into the account is generally tax-free, ensuring that the person meets certain criteria. however, the income put into a roth ira is not tax free. nevertheless, during the time of withdrawal these factors are reversed. any money withdrawn from a traditional ira is taxable, whereas money withdrawn from a roth ira is generally tax free.)的区别

二是任何小于70岁半的人都可以为传统的个人退休账户供款，而罗斯的个人退休账户没有年龄限制。此外，任何有收入的人都可以为传统的个人退休账户供款，而罗斯的个人退休账户有收入资格限制，这意味着只有符合某些最低收入类别的人(the two is that anyone who is younger than 70½ can contribute to a traditional ira, whereas roth iras don’t have age restricti***. also anyone with earned income can contribute to traditional iras, while roth iras have income-eligibility restricti***, which means that only people who fit into certain categories of minimum)和最高收入可以贡献给罗斯个人退休账户。(maximum income can contribute to a roth ira.)的区别

二是当一个人年满70岁半时，他们必须开始提取所需的最低分配额（rmds），强制、应税提取一定比例的资金，无论他们是否需要这笔钱。罗斯共和军没有任何这样的限制，(the two is that when one reaches the age of 70½, they must start withdrawing the required minimum distributi*** (rmds), mandatory, taxable withdrawals of a certain percentage of the funds, whether they need the money or not. a roth ira does not have any such restricti***,)和这笔钱可以留在账户里，以便增长。事实上，一个人在有生之年不需要任何形式的退缩。(the money can be left in the account to grow. in fact, one need not make any type of withdrawal during their lifetime.)的区别

传统爱尔兰共和军和罗斯爱尔兰共和军的比较：