《纽约时报》出版了如何保护自己免受信用卡和身份盗窃的提示。其中一些似乎不切实际(我应该跟着服务员到餐厅后面,看着他刷卡?),还有一些难以接受(但我喜欢我的汽车账单!)但随着身份盗窃日益成为新闻头条,它们值得一读。...
《****》出版了如何保护自己免受信用卡和身份盗窃的提示。其中一些似乎不切实际(我应该跟着服务员到餐厅后面,看着他刷卡?),还有一些难以接受(但我喜欢我的汽车账单!)但随着身份盗窃日益成为新闻头条,它们值得一读。
《****》的建议,我在这里**地转载,在跳跃之后。
- Avoid letting your cards out of your sight. Do not let store clerks take your card away on the pretext that there's a "problem."
- Restrict the access to your personal data by signing up for the National Do Not Call Registry (www.donotcall.gov); remove your name and address from the phone book and reverse directories - and, most important, from the marketing lists of the credit bureaus to reduce credit card solicitati***. The site www.optoutprescreen.com can help.
- C***ider freezing your credit report, an option available in a growing number of states. Freezing prevents anyone from opening up a new credit file in your name (a password lets you gain access to it), and it doesn't otherwise affect your credit rating.
- Protect your home computer with a firewall, especially if you have a high-speed connection.
- Rein in your Social Security number. Remove it from your checks, insurance cards and driver's license. Ask your bank not to use it as your identification number. Refuse to give your Social Security number to merchants, and be careful even with medical providers. The only time you are required by law to give your number, Mr. Mierzwinski [c***umer program director at the U.S. Public Interest Research Group] said, is when a company needs it for government purposes, like tax matters, Social Security and Medicare.
- Curtail electronic access to your bank accounts. Pay bills through snail mail. Avoid linking your checking to savings. Use a credit card for purchases rather than a debit card... While individual liability for fraudulent credit card purchases is only $50, it can be higher for debit cards: up to $500 or even all the money in your account in some cases.
不要让数据被盗发生在你身上[NYT]
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发表于 2021-08-03 06:44
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