更高的薪水意味着你有更多的钱可以花，对吗？不一定。你需要考虑一下那份新工作将增加的一些费用。

预算金发提醒我们，如果你的新工作比你的上一份工作支付更多的钱，你需要在你开始疯狂消费之前计算出额外的成本。例如，如果你的工资上涨了，你可能会遇到一个更高的税率等级，你需要把这个因素考虑到你的“带回家”估计中（在线税务计算器可以帮助你做到这一点）。其他一些成本包括：

• You probably weren't paying payroll taxes at your university job if it related to your degree pursuit, but that break will end.
• You will have to start making payments on student loan debt you were able to defer during graduate school – at least the minimums.
• If your new job requires a move to a higher cost-of-living area, just staying in the same size and quality of home or buying the same groceries will force an increase in spending.
• You may also be losing out on some benefits that your student status conferred – think of health insurance, gym membership, subsidized entertainment, etc.
• Your new job may come with some necessary new expenses, like a wardrobe upgrade and a (reasonable!) car if you didn't already own one.
• If you practice percentage-based budgeting the way that my hu**and and I do, your absolute saving and giving amounts will increase, whether or not you increase your lifestyle.

查看该链接以获取有关增加收入的其他提示，同时，也可以查看我们关于同一主题的指南。

收入大幅增长怎么办|预算金发美女

图片来源：Money。